Getting into a car accident is a very disheartening thing in itself, but if your insurance claim is rejected as well, it can cause a lot of stress for anyone. Having your car accident claim rejected can be very frustrating and costly, but unfortunately, it is not uncommon.
If you or someone you love has been involved in a car accident or are dealing with a car accident claim, reach out to a Philadelphia car accident lawyer today and get the legal help you need.
Why are car accident claims rejected?
Knowing the common causes for rejection of car accident claims is essential as it can help you prevent such a rejection in the future. Some of the most common reasons why your car accident claim may be rejected are:
- Making a fraudulent claim
If you create a false picture of your claim to seek benefits, your insurer will refuse your car accident insurance. It is always better, to be honest about your claim and the damages.
- Drinking and driving
Driving while under the influence of alcohol is a legal offense. The insurance company will investigate your claim, and if they find that the accident occurred because you were driving while drunk, they will reject your claim.
- Driving without a valid driver’s license
Driving without a valid driver’s license is an unlawful practice. You can also be held liable if you get involved in a car accident while driving without a license. In such a case, the insurance company will reject your case.
- Violating the policy conditions
If you have car insurance, you are obliged to use your vehicle according to your insurance company’s policies. If you violate these policies, your insurance company may reject your claim.
- Delay in claim intimation
After a car accident, you are supposed to inform your car insurance company about the accident and damages before a set deadline. If you fail to meet this deadline, the company may reject your claim.
- Missing an insurance renewal
If you miss your car insurance renewal, the company will consider your car uninsured. They will not admit your claim in such a situation.
- Driving a car that you do not own
If you get into a car accident while driving a vehicle that belongs to someone else, there may be complications in the claims process.
If you are found guilty of any kind of negligence, then the losses arising from your negligent behavior will not be covered by the insurance company.
Have you been involved in a car accident?
If you have been involved in a car accident, you do not have to deal with the aftermath alone. Get in touch with an experienced legal professional and get the help you seek.